Frankfurt School of Finance & Management and WM Gruppe have awarded the Philipp Sandner Memorial Award in Digital Finance Research for the second time. The award, endowed with a total of €10,000, is shared this year by two recipients, Judith Bohnenkamp and Professor Lorenzo Schönleber, and has been presented on 25 March 2026 at the Crypto Assets Conference.  Judith Bohnenkamp, a PhD candidate at the University of Miami, examines in her award-winning paper “The Tech Aficionado: Household Finance in the Age of Digital Access”, how the adoption of financial technology such as banking apps influences household investment decisions. Her findings show that technology primarily helps financially literate individuals to overcome portfolio inefficiencies. At the same time, however, technology adoption leads to…