Covered from the very start: Provisit Student TK for students under 30

Insurance coverage starting upon arrival

Developed by DR‑WALTER in cooperation with Techniker Krankenkasse (TK), this insurance plan is specifically designed for international students and provides seamless coverage throughout their entire stay in Germany. Provisit Student TK combines the benefits of a public student health insurance with additional services tailored to the needs of foreign students.

A particular advantage: Insurance coverage does not begin only when classes start. The free Provisit Incoming Insurance automatically takes effect upon arrival in Germany and provides coverage for up to 90 or 92 days. This ensures that students are fully covered even before classes begin – for example, while looking for housing or university enrollment – without having to take out an additional paid insurance.

Public student health insurance

As soon as your studies begin, you become a member of Techniker Krankenkasse, one of Germany’s largest statutory health insurance providers. This allows you to benefit from a comprehensive range of services within the German healthcare system. Doctor’s visits and hospital stays are billed directly through your health insurance card, so you don’t have to pay upfront – a significant advantage over private health insurance.

Easy Enrollment and Wide Acceptance

In addition to medical care, Provisit Student TK stands out above all for its ease of use. You can sign up entirely online – even from abroad and without a German address or bank account. Immediately after submitting their application, students receive a confirmation of insurance that is accepted for both visa applications and enrollment at a university. Provisit Student TK is specifically tailored to students under 30 and meets all the requirements of government agencies and educational institutions.

Transparent Premiums and Additional Coverage

The insurance also offers predictable financial terms. Monthly premiums start at around 141 euros and are based on the statutory guidelines for students. There is no deductible, which helps avoid additional cost risks. The premium also includes long-term care insurance. Additionally, an extended coverage package can be added upon request, which includes liability, accident, travel baggage, and assistance insurance.

Alternatives for Students Over 30

If students do not meet the eligibility requirements for Provisit Student TK – for example, because they are over 30- they can find alternative solutions at german-student-insurance.